Auto-categorization that learns
Correct a category once and Cinch remembers the vendor, the pattern and the account. The rest arrive already filed.
Automated bookkeeping · Month-end close
close your books in minutes, with every transaction already reconciled
Cinch reads your bank accounts, cards and invoicing tools, files each transaction where it belongs, and matches it to the statement as it posts. By the time the month ends, most of the work of closing it is already behind you.
Plans from $179 a year, billed annually.
Fig. 1 — The October ledger on the 26th: 214 transactions, 211 already filed.
Who keeps their books on Cinch
01 — Proof
Finance teams who would rather read the books than rebuild them keep theirs on Cinch.
StonebridgeOakmontDunmoreIronvaleEastlake Logistics
02 — Features
bookkeeping that finishes its own sentences
Eight small mechanisms, each built to do one job without being asked twice.
One-click reconciliation
Every bank and card line is matched to its statement in a single pass. Whatever fails to match rises to the top with a likely partner.
A close checklist with a pulse
Month-end becomes a short list with owners, due dates and a progress bar that tells the truth.
Receipts find their own way home
Photograph a receipt and Cinch pairs it with the right transaction by merchant, date and amount.
Cash flow, twelve months out
A rolling forecast built from your real ledger, with the lowest week marked before it arrives.
Statements that stay current
Profit and loss, balance sheet and quarterly estimates update as entries post, so tax season is a download.
Approvals before it posts
Route large payments or unusual entries to the right person first. Every approval leaves a trail.
Several entities, one login
Run more than one company and roll them up into a single consolidated set of statements.
03 — In practice
inside the ledger: four quiet moments
Moment one
A correction that sticks
Fix Staples once. Cinch proposes the rule, shows how sure it is, and offers to file the six similar charges alongside it.
Moment two
Reconciliation, sorted by what needs you
Balanced accounts fold away. The three items that do not match rise to the top, each with a likely partner.
Moment three
A checklist with a pulse
Each task has an owner and a state. The period locks only once everything beneath it has been reconciled.
Moment four
The next quarter, drawn in advance
Weekly cash balance, actual and forecast, with the lowest point marked so a tight December never arrives by surprise.
04 — The close
set up once, close every month
Connect what you already use
Link your bank accounts, credit cards and invoicing tools. Transactions begin arriving the moment a feed is live, each one already carrying its likely category.
Correct it once
Spend a short sitting reviewing the first month. Every correction becomes a rule Cinch applies from then on, so each month that follows asks a little less of you.
Work the checklist
Open the close, move down the list, lock the period. Statements and tax-ready reports update themselves, and your accountant receives a link instead of a pile of files.
A month-end, left to right
- Feeds syncBanks and cards post overnight.
- Exceptions clearedThe few odd items rise to the top.
- Accounts reconciledStatements matched in one pass.
- Period lockedOctober closes to edits.
- Statements sentYour accountant gets a link.
Fig. 2 — The quiet close
The close you keep putting off is a short list now.
Pick the size of plan that matches your books, connect an account, and let the next month-end take an afternoon at most.
Pick the plan that fits your ledger05 — Connections
plays well with the tools already open on your desk
Connect once and activity flows into the ledger on its own, categorized on arrival.
- ShopifyStorefront sales
- GitHubDeveloper subscriptions
- Google CalendarDeadlines and billable time
- SegmentCustomer events
- AirtableProject records
- Microsoft TeamsApprovals in chat
- GitLabRepository billing
- JiraProject costs
06 — Plans
plans priced by the year, not by the headache
Plans begin at $179 a year. Choose the one that matches the size of your books.
Solo
One person, a couple of accounts, and a ledger that stays tidy.
$179/year
- 1 user
- Up to 2 connected bank accounts
- Automatic expense categorization
- Monthly profit and loss reports
Ledger
A small team with every account connected and receipts to match.
$479/year
- 5 users
- Unlimited bank and card connections
- Automated reconciliation
- Receipt capture
- Quarterly tax estimates
Controller
Several entities, a finance process, and an accountant on call.
$739/year
- Unlimited users
- Multi-entity consolidation
- Cash flow forecasting
- Approval workflows
- Dedicated accountant support
All plans are billed once a year in US dollars.
07 — Voices
what the people who close say
“I corrected the same hardware vendor twice and haven’t touched it since. Categorization that learns turned the first Monday of every month into a skim.”
“The close checklist put my accountant and me on the same page. Every task has an owner, the progress bar is honest, and nobody has to ask whether we’re done.”
“We saw a thin week in December back in October, because the forecast marks the low point. That conversation with the bank went very differently.”
Begin
the next close can be the quiet one
Choose a plan, connect an account, and let the October close be the last one you do by hand.
Choose your plan