Reconciled as it posts · closed in minutes

About Cinch

books that are already balanced by the time you sit down to close them

Cinch is bookkeeping software built around one belief: the month-end close should be a short read, not a long rebuild. Here is the problem we started from, the principles we hold ourselves to, and what comes next.

Find the plan that fits your ledger See what it does

The problem

month-end was never meant to be a project

A small business generates its books one transaction at a time, then waits until the thirtieth to make sense of them.

The gap between when money moves and when someone reconciles it is where errors, late nights and awkward questions from the accountant live.

Every month the same ritual repeats. Bank exports are downloaded, card statements are lined up beside them, and a spreadsheet absorbs the difference. Receipts surface from coat pockets. A vendor named three different ways is filed under three different categories, and nobody remembers why.

None of this is difficult. It is simply deferred, and deferral compounds. By the time the work is done, the numbers describe a month that is already over, and the decisions they might have informed were made without them.

Cinch was built to close that gap. Instead of collecting the work for the end of the month, it does the work as each transaction posts: reading the feed, filing the entry, matching it to the statement. What remains for the close is the part that genuinely needs a person’s judgment.

Principles

four commitments we build against

  1. Principle one

    Reconcile on arrival

    A transaction that is matched the day it posts costs seconds. The same transaction found in a pile on the thirtieth costs an hour. Every feature is weighed against that arithmetic.

  2. Principle two

    Learn from a correction, once

    Asking the same question twice is a defect. When you fix a category, Cinch keeps the rule and says how sure it is, so the next month asks less of you than the last.

  3. Principle three

    Show the work

    Every automated decision carries its reason: the matched receipt, the confidence, the rule that fired. A ledger you cannot audit is a ledger you cannot trust.

  4. Principle four

    Let the period actually close

    Locking a month should mean something. Cinch holds the lock until every account beneath it reconciles, and records who approved what along the way.

How it is built and supported

careful with your numbers, plain about the rest

Accounting software earns trust in small, unglamorous ways. These are the ones we hold to.

Read-only bank connections
Feeds are read-only. Cinch can see that a payment posted; it can never move money.
Every change leaves a trail
Edits, approvals and period locks are recorded with who, what and when, so an accountant can follow the ledger without asking.
Support that reads the ledger
Questions go to people who understand categories, reconciliation and close, and who can look at the same screen you are looking at. Write to hello@cinchautomated.com.
Small releases, plainly noted
We ship in small steps and describe each change in plain language, including the ones that affect how your numbers are calculated.

Where it is going

next on the ledger

Direction, not promises with dates. Each item starts from something customers already do by hand.

  1. Closer to the source

    More feeds, fewer exports

    Wider coverage of banks, cards and invoicing tools, so fewer customers are left uploading a statement by hand.

    In progress
  2. Smarter exceptions

    Better partners for unmatched items

    When something fails to match, Cinch should suggest the likely receipt, invoice or bill with a clearer explanation of why.

    In progress
  3. Forward-looking

    Forecasts that explain themselves

    Rolling cash forecasts that show which payroll, tax estimate or invoice is responsible for the lowest week.

    Exploring
  4. Shared with your accountant

    A cleaner handoff

    A single review link for the closed period, with every question and answer attached to the entry it concerns.

    Exploring

Fig. 3 — The short version

Reconciled as it posts, closed as a short list.

If that is the way you would like your next month-end to read, the plans are priced by the year and sized to your books.

Compare the plans

Begin

choose the plan that fits your books

Three plans, billed once a year, from $179. Pick the size that matches your ledger and let the next close be the quiet one.

Choose your plan