Solo
One person, a couple of accounts, and a ledger that stays tidy.
$179/year
- 1 user
- Up to 2 connected bank accounts
- Automatic expense categorization
- Monthly profit and loss reports
Pricing · Billed yearly
three plans, one yearly price, and a month-end that fits the afternoon
Cinch is priced by the size of your books, not by the number of times you open them. Pick the plan that matches your accounts and your team, and pay once for the year.
Solo $179 · Ledger $479 · Controller $739, each per year.
The plans
choose the size of ledger you keep
Ledger
A small team with every account connected and receipts to match.
$479/year
- 5 users
- Unlimited bank and card connections
- Automated reconciliation
- Receipt capture
- Quarterly tax estimates
Controller
Several entities, a finance process, and an accountant on call.
$739/year
- Unlimited users
- Multi-entity consolidation
- Cash flow forecasting
- Approval workflows
- Dedicated accountant support
All plans are billed once a year in US dollars.
Reading your own books
which plan is yours?
A short guide, written from the ledger outward. Start with what you connect, then count the people who touch it.
You are the whole finance department
One login, a business checking account and a card. Solo files every transaction as it posts and hands you a profit and loss each month. Outgrow two accounts and Ledger is the next step.
A small team, a drawer of receipts, a quarterly tax date
Up to five people, as many bank and card connections as you hold, reconciliation that runs on its own and tax estimates that arrive before the deadline does.
More than one company, and approvals that matter
Unlimited users, consolidated statements across entities, a twelve-month cash forecast and a dedicated accountant to answer the questions the software cannot.
Fig. 1 — The yearly price
One payment a year, then the close takes care of itself.
Annual billing means no monthly invoice to reconcile, which seems only fair for a product that reconciles everything else.
Pick the plan that matches your booksSide by side
every line, laid out flat
| Feature | Solo | Ledger | Controller |
|---|---|---|---|
| Price, billed yearly | $179 | $479 | $739 |
| Users | 1 | 5 | Unlimited |
| Bank and card connections | Up to 2 bank accounts | Unlimited | Unlimited |
| Automatic categorization | Included | Included | Included |
| Profit and loss reports | Monthly | Included | Included |
| Automated reconciliation | Not included | Included | Included |
| Receipt capture | Not included | Included | Included |
| Quarterly tax estimates | Not included | Included | Included |
| Multi-entity consolidation | Not included | Not included | Included |
| Cash flow forecasting | Not included | Not included | Included |
| Approval workflows | Not included | Not included | Included |
| Dedicated accountant support | Not included | Not included | Included |
What Ledger adds
reconciliation is where the $300 goes
The step from Solo to Ledger is the step from a categorized list to a closed one. Every bank and card line is matched against its statement as it posts, receipts pair themselves to charges, and whatever fails to match rises to the top with a likely partner.
The panel beside this text is Ledger at work on a Tuesday in October.
Billing, plainly
what you pay, when, and how to stop
The terms of the arrangement, written down where you can find them.
What exactly am I billed for?
The yearly price of the plan you choose: $179 for Solo, $479 for Ledger or $739 for Controller, in US dollars. There are no per-transaction charges and no extra fee for adding a connected account on Ledger or Controller.
When does the charge happen?
Once, at the start of your plan year, and again on the same date a year later while the plan stays active. Cinch does not bill monthly.
How do I cancel?
Open Settings, choose your plan and select cancel. Your plan then simply does not renew on its anniversary, and you keep access to your books until the year you paid for has run its course.
Can I move to a different plan?
Yes. Pick the plan you want from this page when you are ready, and your connections, categories and saved rules stay exactly where they were.
What happens to my data if I leave?
Your transactions, statements and reports stay yours. Export them from Reports before your plan ends and take the ledger with you.
Begin
the quiet close starts with one choice
Pick Solo, Ledger or Controller, connect your first account, and let this month’s books file themselves.
Make the choice, close the books